Stamp Duty
Work out your Stamp Duty
Estimate your stamp duty in seconds. Enter the price and choose your buyer profile to see the BSD by tier, any ABSD, and your total.
Enter whichever is higher: the purchase price or market value.
Enter a valid amount greater than zero, with up to two decimal places.
Standard single-buyer estimate before any relief or remission.
Stamp duty only. Excludes down payment, legal fees and other purchase costs. Reliefs and refunds are not deducted.
Tier amounts are shown before final rounding. Each applicable duty is rounded down to the nearest dollar, with a minimum of S$1.
ABSD Rates
| Buyer profile | 1st property | 2nd property | 3rd or subsequent |
|---|---|---|---|
| Singapore Citizen | 0% | 20% | 30% |
| Permanent Resident | 5% | 30% | 35% |
| Foreigher | 60% | 60% | 60% |
| Entity / Trust* | 65% | 65% | 65% |
These standard ABSD rates apply from 27 April 2023. Housing developers have separate treatment.
Standard residential rates before reliefs or remissions. *The entity/trust rate excludes housing developers. For joint purchases, the highest applicable buyer rate generally applies to the whole property. Qualifying reliefs and refunds require separate assessment. This calculator provides an estimate; confirm your liability with IRAS or your conveyancing lawyer.
Understand Seller’s Stamp Duty
Before you sell your property, we recommend checking whether Seller’s Stamp Duty (SSD) applies. This can affect your sale proceeds, especially if you sell shortly after purchasing.
We have summarised the main rules below to help you compare residential, commercial and industrial properties.
SSD rates and holding periods
| Holding period before sale | Residential acquired on/after 4 July 2025 | Residential acquired 11 March 2017–3 July 2025 | Industrial acquired on/after 12 January 2013 | Pure commercial |
|---|---|---|---|---|
| Up to 1 year | 16% | 12% | 15% | No SSD |
| More than 1 year, up to 2 years | 12% | 8% | 10% | No SSD |
| More than 2 years, up to 3 years | 8% | 4% | 5% | No SSD |
| More than 3 years, up to 4 years | 4% | No SSD | No SSD | No SSD |
| More than 4 years | No SSD | No SSD | No SSD | No SSD |
Earlier residential acquisitions follow separate historical schedules. The table shows standard treatment before applicable exemptions.
For residential purchases from 4 July 2025, we would factor a four-year SSD period into your exit planning. Residential properties acquired between 11 March 2017 and 3 July 2025 remain under the three-year schedule.
For industrial properties acquired from 12 January 2013, SSD applies when disposal takes place within three years. Pure commercial properties, such as offices and retail shops without a residential or industrial component, are not subject to SSD.
How I calculate SSD
We apply the relevant percentage to the higher of the selling price or market value:
SSD = Applicable rate × Higher of selling price or market value
One point we always highlight is that SSD is based on the property’s value, rather than your profit. Selling at a loss does not automatically remove SSD liability.
For example, assuming you sell after 18 months, with both the selling price and market value at S$2 million:
| Property and applicable schedule | Calculation | SSD |
|---|---|---|
| Residential acquired from 4 July 2025 | S$2m × 12% | S$240,000 |
| Residential acquired 11 March 2017–3 July 2025 | S$2m × 8% | S$160,000 |
| Industrial acquired from 12 January 2013 | S$2m × 10% | S$200,000 |
| Pure commercial | Not subject to SSD | S$0 |
What we recommend checking before selling
Confirm the relevant dates. We recommend asking your conveyancing lawyer to verify the acquisition and disposal dates. These generally depend on the exercised Option to Purchase or applicable sale agreement, rather than the completion or key-collection date.
Check the property’s classification. We would not assume that every property described as a “commercial shophouse” is entirely SSD-free. A residential or industrial component may require separate assessment.
Review ownership changes. Inheritance, gifts, transfers of partial shares and changes of use can affect the assessment. We recommend checking these circumstances individually.
When we help you consider an exit strategy, we look at the potential sale proceeds after applicable duties and selling costs. Understanding SSD early helps you make a more informed decision about when to sell.
Official references
IRAS — SSD for Residential Property
IRAS — SSD for Industrial Property
Rates checked on 3 October 2026.
Disclaimer
We provide this guide for general information and education. Rules may change, and exemptions or special circumstances may affect your liability. This information does not constitute legal, tax or investment advice. Please confirm your position with IRAS or your conveyancing lawyer before proceeding with a transaction.
Disclaimer
This website is independently managed by Albert Leow (CEA Reg. No. R012699G), a registered real estate salesperson with Huttons Asia Pte Ltd, and is not the developer’s official website.
All information, including project details, prices, floor plans, images and availability, is provided for general reference only and may change without prior notice. While reasonable care is taken to ensure accuracy, no guarantee is made regarding the completeness or reliability of the information.
Images and illustrations are for reference only. Interested buyers should verify all details against the developer’s latest official information before making any purchase decision.
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